Are you a small business owner in the township or black-owned business who’s been running your business for at least a year or more and can prove that? 🌟 Here’s some exciting news: our Township Fund is designed to help you grow your business with the support you need!

We’ve combined two great funding options to give you the flexibility to choose what’s best for your business – whether you want a once-off loan (Term Loan) or an ongoing credit line (Revolving Credit Facility).

✅ Who Qualifies?

✔️ Must be based in the township or rural area.

✔️ Your business has been running for at least 1 year.
✔️ You’ve done business with medium and large companies or government (like supplying them or doing work for them).
✔️ You’ve completed at least 3 purchase orders for work similar to what you’re applying for.

🚫 What If I Don’t Qualify But Have A Purchase Order or Contract or Unpaid Invoice?

Then, please read about purchase order or contract funding by pressing or tapping here.

💰 How Much Can You Get?

💸 Term Loans: Minimum of R100,000.
💸 Revolving Credit Facility: Minimum of R250,000.

🔄 Revolving Credit – The Ongoing Option

If you’re looking for a credit line you can use whenever you need it (like buying stock or paying suppliers), then this is for you! But there’s a small catch – if you don’t have signed contracts for future work, you’ll need to show you’ve done at least:

✔️ 8 trades in the last year, or
✔️ 3 purchase order loans with us before.

📊 What’s the Catch?

💡 The amount you can borrow is up to 50% of your total income over the last year, unless you have contracts for future work (then we can do more!).
💡 We also look at how steady your income is – it mustn’t go up and down too much (no more than 40%) unless you have signed contracts.

📅 How Long Do You Have to Pay Back?

⏰ Revolving credit must be for at least 6 months.
⏰ Both loan types must be paid back within 12 months.

💡 Let’s Build Black-owned Businesses and Townships Together

Our mission is to support Black-owned businesses in townships and beyond — so you can create jobs, build wealth, and transform your community. Let’s do it together!

💬 Want to Chat?

👉 Chat with an agent on whatsapp click here, and unlock the cash you need to deliver. 🌟

🔗 Apply today and grow your township business!