When it comes to securing a growth loan, most funders only look at your past bank history. At MarketDirect.co.za, we’re different. We base affordability on your contracts and future income, not just the past. That means if you’ve secured a government tender or a contract with a large company, you can qualify for funding that helps you scale — not shrink your ambitions.
Why We’re Different
We are tolerant of lower credit scores, and even when you have a default judgement we can still help you but we want you to have payment plan with your creditor. While traditional lenders ask “Can you afford a loan based on last year’s turnover?”, we ask: “What will take you to the next level?”
If an SME comes to us for R100,000 (≈ $5,400 USD), we often unlock up to R5 million because we look at contract cash flow and growth potential.
Funding Requirements
To qualify for a growth loan with us, you need:
- A valid contract with either a government department, SOE, or a large private company.
- A minimum funding request of R100,000 up to R5 million.
- Loan purpose must be linked to business growth activity. Examples include:
- Buying new equipment or machinery.
- Hiring additional staff to fulfil a big order.
- Purchasing raw materials or stock for contract delivery.
- Expanding operations to meet a new client’s requirements.
The Advantage of Growth Loans
Unlike conventional business loans, our growth loans are designed to scale your revenue fast by financing exactly what helps you deliver and expand. We help SMEs level up to the next stage.
✅ Ready to Grow?
Don’t let a lack of funding hold your business back. If you have a government contract or a deal with a large company and need R100K+ for business growth, apply today.
📈 Level up your thinking. Level up your business. Level up your life.